Best and Worst-Rated Banks in America | SEO Backlinks

Data study

These are the best and worst-rated banks in America, according to Google reviews

Truist's branches have the lowest Google rating of any bank with at least 100 branches in the ranking, averaging 2.66 stars across 219 branches, while Bank of America has seven of the 10 worst-rated branches in the country.

Data collected

Source: SEO Backlinks, https://seobacklinks.com/research/best-and-worst-rated-banks/

Key findings

At the other end, Woodforest National Bank's branches average 4.78 across 718 branches, the highest of the 13 banks, ahead of Ameris Bank at 4.71 and First Convenience Bank at 4.52. The single worst-rated branch in America is the U.S. Bank branch on Central Avenue NE in Columbia Heights, Minnesota, which averages 1.45 stars from 219 Google reviews, with 86% of them giving a single star.

Among the country's biggest banks, Regions has the highest average at 3.54, while Capital One, Chase and PNC all average 3.07. TD Bank averages 2.98, Wells Fargo 2.92, U.S. Bank 2.85, Citi 2.84 and Bank of America 2.81, with only Truist lower.

The average branch in the ranking scores 3.82. Bank of America's seven branches in the bottom 10 are on Venice Boulevard in Los Angeles (second-worst, 1.65), on 8th Avenue in Brooklyn (third, 1.68), on Main Street in Flushing, Queens (fourth), and in Bakersfield, Miami, Richardson, Texas, and Fountain Valley, California. The Wells Fargo branch on South Havana Street in Aurora, Colorado, is ninth and the Huntington branch on Joseph Campau Avenue in Hamtramck, Michigan, is 10th.

Sixteen branches have a perfect five-star average from at least 100 reviews. The CTBC Bank branch in Walnut, California, has the most, 265, ahead of Independence Bank in Shelbyville, Kentucky (237), and 1st Security Bank in Poulsbo, Washington (225). Woodforest National Bank has three of the top 10, in Cheraw, South Carolina, Port Clinton, Ohio, and Atlanta, Texas. Iowa's bank branches are the best-rated of any state on average at 4.90, followed by Louisiana (4.87) and West Virginia (4.81), while California's are the lowest-rated at 2.92, followed by Colorado (3.00) and Minnesota (3.04).

In one-star reviews of the lowest-rated branches, reviewers wrote: "This is the most unprofessional bank I have ever dealt with." (U.S. Bank, 5250 Central Ave NE, Columbia Heights, Minnesota, May 2025); "I understand that branches can get busy, but the way the lines were handled was unacceptable." (Bank of America, 5521 8th Ave, Brooklyn, New York, August 2026); "This branch is a complete disaster." (Bank of America, 39-12 Main St, Flushing, New York, February 2026); and "I was there waiting for 45min in line." (Bank of America, 2800 Oswell St, Bakersfield, California, March 2026).

At the best-rated branches, reviewers wrote: "Great service and very clean office." (CTBC Bank, 515 N Grand Ave, Walnut, California, November 2024); "From the moment we walk through the door, we feel genuinely welcomed." (Independence Bank, 65 Mack Walters Rd, Shelbyville, Kentucky, September 2026); "Everyone was genuinely joyful, smiling, and eager to help." (1st Security Bank, 21650 Market Pl NW, Poulsbo, Washington, July 2026); and "Banking at the Chaffee Mo. branch is really personal and always very friendly." (Southern Bank, 125 E Yoakum Ave, Chaffee, Missouri, June 2025).

Chart

Worst and best 10 at a glance

The 10 worst-rated bank branches in America0123451. U.S. Bank, 5250 Central Ave NE, Columbia Heights, Minnesota: 1.45 (219 reviews)1U.S. Bank, 5250 Central Ave NEColumbia Heights, Minnesota1.452. Bank of America, 4649 Venice Blvd, Los Angeles, California: 1.65 (158 reviews)2Bank of America, 4649 Venice BlvdLos Angeles, California1.653. Bank of America, 5521 8th Ave, Brooklyn, New York: 1.68 (159 reviews)3Bank of America, 5521 8th AveBrooklyn, New York1.684. Bank of America, 39-12 Main St, Flushing, New York: 1.76 (186 reviews)4Bank of America, 39-12 Main StFlushing, New York1.765. Bank of America, 2800 Oswell St, Bakersfield, California: 1.76 (101 reviews)5Bank of America, 2800 Oswell StBakersfield, California1.766. Bank of America, 3025 NW 87th Ave, Miami, Florida: 1.83 (292 reviews)6Bank of America, 3025 NW 87th AveMiami, Florida1.837. Bank of America, 551 S Plano Rd, Richardson, Texas: 1.84 (289 reviews)7Bank of America, 551 S Plano RdRichardson, Texas1.848. Bank of America, 16192 Harbor Blvd, Fountain Valley, California: 1.85 (110 reviews)8Bank of America, 16192 Harbor BlvdFountain Valley, California1.859. Wells Fargo, 1300 S Havana St, Aurora, Colorado: 1.85 (215 reviews)9Wells Fargo, 1300 S Havana StAurora, Colorado1.8510. Huntington, 9252 Joseph Campau Ave, Hamtramck, Michigan: 1.85 (180 reviews)10Huntington, 9252 Joseph Campau A…Hamtramck, Michigan1.85The 10 best-rated bank branches in America0123451. CTBC Bank, 515 N Grand Ave, Walnut, California: 5.00 (265 reviews)1CTBC Bank, 515 N Grand AveWalnut, California5.002. Independence Bank, 65 Mack Walters Rd, Shelbyville, Kentucky: 5.00 (237 reviews)2Independence Bank, 65 Mack Walte…Shelbyville, Kentucky5.003. 1st Security Bank, 21650 Market Pl NW, Poulsbo, Washington: 5.00 (225 reviews)31st Security Bank, 21650 Market Pl…Poulsbo, Washington5.004. Southern Bank, 125 E Yoakum Ave, Chaffee, Missouri: 5.00 (198 reviews)4Southern Bank, 125 E Yoakum AveChaffee, Missouri5.005. Security Bank of Kansas City, 8201 Mission Rd, Prairie Village, Kansas: 5.00 (178 reviews)5Security Bank of Kansas City, 8201…Prairie Village, Kansas5.006. Woodforest National Bank, 1040 Chesterfield Hwy, Cheraw, South Carolina: 5.00 (164 reviews)6Woodforest National Bank, 1040 Ch…Cheraw, South Carolina5.007. Woodforest National Bank, 2826 E Harbor Rd, Port Clinton, Ohio: 5.00 (153 reviews)7Woodforest National Bank, 2826 E…Port Clinton, Ohio5.008. Woodforest National Bank, 201 US-59, Atlanta, Texas: 5.00 (139 reviews)8Woodforest National Bank, 201 US-59Atlanta, Texas5.009. Deerwood Bank, 9451 Madison St, Garrison, Minnesota: 5.00 (127 reviews)9Deerwood Bank, 9451 Madison StGarrison, Minnesota5.0010. Signature Bank of Arkansas, 3712 S Pinnacle Hills Pkwy, Rogers, Arkansas: 5.00 (126 reviews)10Signature Bank of Arkansas, 3712 S…Rogers, Arkansas5.00Average Google star rating (out of 5) The 10 worst-rated bank branches inAmerica0123451. U.S. Bank, 5250 Central Ave NE, Columbia Heights, Minnesota: 1.45 (219 reviews)1U.S. Bank, 5250 Central Ave NEColumbia…1.452. Bank of America, 4649 Venice Blvd, Los Angeles, California: 1.65 (158 reviews)2Bank of America, 4649 Venice Blvd1.653. Bank of America, 5521 8th Ave, Brooklyn, New York: 1.68 (159 reviews)3Bank of America, 5521 8th AveBrooklyn, N…1.684. Bank of America, 39-12 Main St, Flushing, New York: 1.76 (186 reviews)4Bank of America, 39-12 Main StFlushing…1.765. Bank of America, 2800 Oswell St, Bakersfield, California: 1.76 (101 reviews)5Bank of America, 2800 Oswell StBakersfiel…1.766. Bank of America, 3025 NW 87th Ave, Miami, Florida: 1.83 (292 reviews)6Bank of America, 3025 NW 87th Ave1.837. Bank of America, 551 S Plano Rd, Richardson, Texas: 1.84 (289 reviews)7Bank of America, 551 S Plano RdRichards…1.848. Bank of America, 16192 Harbor Blvd, Fountain Valley, California: 1.85 (110 reviews)8Bank of America, 16192 Harbor Blvd1.859. Wells Fargo, 1300 S Havana St, Aurora, Colorado: 1.85 (215 reviews)9Wells Fargo, 1300 S Havana StAurora, Col…1.8510. Huntington, 9252 Joseph Campau Ave, Hamtramck, Michigan: 1.85 (180 reviews)10Huntington, 9252 Joseph Campau Ave1.85The 10 best-rated bank branches inAmerica0123451. CTBC Bank, 515 N Grand Ave, Walnut, California: 5.00 (265 reviews)1CTBC Bank, 515 N Grand AveWalnut, Calif…5.002. Independence Bank, 65 Mack Walters Rd, Shelbyville, Kentucky: 5.00 (237 reviews)2Independence Bank, 65 Mack Walters Rd5.003. 1st Security Bank, 21650 Market Pl NW, Poulsbo, Washington: 5.00 (225 reviews)31st Security Bank, 21650 Market Pl NW5.004. Southern Bank, 125 E Yoakum Ave, Chaffee, Missouri: 5.00 (198 reviews)4Southern Bank, 125 E Yoakum Ave5.005. Security Bank of Kansas City, 8201 Mission Rd, Prairie Village, Kansas: 5.00 (178 reviews)5Security Bank of Kansas City, 8201 Missi…5.006. Woodforest National Bank, 1040 Chesterfield Hwy, Cheraw, South Carolina: 5.00 (164 reviews)6Woodforest National Bank, 1040 Chesterfi…5.007. Woodforest National Bank, 2826 E Harbor Rd, Port Clinton, Ohio: 5.00 (153 reviews)7Woodforest National Bank, 2826 E Harbor…5.008. Woodforest National Bank, 201 US-59, Atlanta, Texas: 5.00 (139 reviews)8Woodforest National Bank, 201 US-595.009. Deerwood Bank, 9451 Madison St, Garrison, Minnesota: 5.00 (127 reviews)9Deerwood Bank, 9451 Madison St5.0010. Signature Bank of Arkansas, 3712 S Pinnacle Hills Pkwy, Rogers, Arkansas: 5.00 (126 reviews)10Signature Bank of Arkansas, 3712 S Pinn…5.00Average Google star rating (out of 5)
Source: SEO Backlinks, https://seobacklinks.com/research/best-and-worst-rated-banks/

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Method

How we did it

We used the DataForSEO Business Listings database to pull the Google Maps listings for bank branches across the US on October 7, 2026. Only listings Google categorizes as a bank were used, and ATMs, credit unions, head offices, loan and mortgage offices and the offices of card issuers and online-only banks were left out.

We kept the 3,071 branches that were open and had at least 100 Google reviews, 509,525 reviews in all. Each branch was ranked by its exact average rating, worked out from its count of one, two, three, four and five-star reviews rather than the rounded score Google displays, so branches that show the same rating on Google are still put in order. Where two branches have exactly the same average, the one with the larger share of one-star reviews ranks lower, and among the 16 branches with a perfect score, the one with more reviews ranks higher. Every branch in the 10 worst and 10 best lists was checked against its live Google listing the same day.

The bank averages cover every branch with at least 50 Google reviews and include the 13 banks with 100 or more such branches, giving each branch equal weight. Each state's average gives every one of its ranked branches equal weight (the mean of the branch averages) and is shown for the 37 states with at least 10 branches in the ranking.

The ranking reflects what customers say on Google about their visits to bank branches, not the banks' products, rates or financial strength.

Bank ranking

Banks by their branches, best to worst

The average Google score of each bank's branches, with every branch given equal weight. The averages cover every branch with at least 50 Google reviews and include the 13 banks with 100 or more such branches. Capital One, Chase and PNC all round to 3.07, so their order comes from the unrounded averages.

Rank Bank Branches Average
1 Woodforest National Bank718 branches 718 4.78
2 Ameris Bank136 branches 136 4.71
3 First Convenience Bank315 branches 315 4.52
4 Regions241 branches 241 3.54
5 Capital One112 branches 112 3.07
6 Chase1,803 branches 1,803 3.07
7 PNC280 branches 280 3.07
8 TD Bank479 branches 479 2.98
9 Wells Fargo1,440 branches 1,440 2.92
10 U.S. Bank246 branches 246 2.85
11 Citi139 branches 139 2.84
12 Bank of America2,136 branches 2,136 2.81
13 Truist219 branches 219 2.66

National rankings

The worst and best 10 in America

The 10 worst-rated bank branches in America

Rank Branch Average Reviews
1 U.S. Bank, 5250 Central Ave NEColumbia Heights, Minnesota219 reviews 1.45 219
2 Bank of America, 4649 Venice BlvdLos Angeles, California158 reviews 1.65 158
3 Bank of America, 5521 8th AveBrooklyn, New York159 reviews 1.68 159
4 Bank of America, 39-12 Main StFlushing, New York186 reviews 1.76 186
5 Bank of America, 2800 Oswell StBakersfield, California101 reviews 1.76 101
6 Bank of America, 3025 NW 87th AveMiami, Florida292 reviews 1.83 292
7 Bank of America, 551 S Plano RdRichardson, Texas289 reviews 1.84 289
8 Bank of America, 16192 Harbor BlvdFountain Valley, California110 reviews 1.85 110
9 Wells Fargo, 1300 S Havana StAurora, Colorado215 reviews 1.85 215
10 Huntington, 9252 Joseph Campau AveHamtramck, Michigan180 reviews 1.85 180

The 10 best-rated bank branches in America

Rank Branch Average Reviews
1 CTBC Bank, 515 N Grand AveWalnut, California265 reviews 5.00 265
2 Independence Bank, 65 Mack Walters RdShelbyville, Kentucky237 reviews 5.00 237
3 1st Security Bank, 21650 Market Pl NWPoulsbo, Washington225 reviews 5.00 225
4 Southern Bank, 125 E Yoakum AveChaffee, Missouri198 reviews 5.00 198
5 Security Bank of Kansas City, 8201 Mission RdPrairie Village, Kansas178 reviews 5.00 178
6 Woodforest National Bank, 1040 Chesterfield HwyCheraw, South Carolina164 reviews 5.00 164
7 Woodforest National Bank, 2826 E Harbor RdPort Clinton, Ohio153 reviews 5.00 153
8 Woodforest National Bank, 201 US-59Atlanta, Texas139 reviews 5.00 139
9 Deerwood Bank, 9451 Madison StGarrison, Minnesota127 reviews 5.00 127
10 Signature Bank of Arkansas, 3712 S Pinnacle Hills PkwyRogers, Arkansas126 reviews 5.00 126

Averages are rounded to two decimal places. Where two branches or banks show the same figure, the order comes from the unrounded average, and where branches share a perfect 5.00, the one with more reviews is listed first.

State ranking

Bank branches by state, best to worst

The average Google score of each state's ranked bank branches, with every branch given equal weight. Only the 37 states with at least 10 ranked branches are included.

Rank State Branches Average
1 Iowa18 branches 18 4.90
2 Louisiana21 branches 21 4.87
3 West Virginia16 branches 16 4.81
4 Indiana99 branches 99 4.78
5 Idaho12 branches 12 4.73
6 Kentucky27 branches 27 4.72
7 Ohio72 branches 72 4.70
8 Alabama42 branches 42 4.69
9 Mississippi17 branches 17 4.65
10 South Carolina46 branches 46 4.62
11 Missouri122 branches 122 4.59
12 Kansas53 branches 53 4.54
13 North Carolina113 branches 113 4.48
14 Connecticut12 branches 12 4.47
15 Wisconsin20 branches 20 4.33
16 Pennsylvania58 branches 58 4.22
17 Tennessee59 branches 59 4.17
18 Arkansas18 branches 18 4.15
19 Virginia64 branches 64 4.15
20 New Mexico26 branches 26 4.14
21 Utah28 branches 28 4.04
22 Illinois113 branches 113 3.92
23 Massachusetts23 branches 23 3.90
24 Georgia137 branches 137 3.89
25 Texas687 branches 687 3.88
26 Oklahoma60 branches 60 3.88
27 Michigan31 branches 31 3.77
28 Maryland33 branches 33 3.70
29 Arizona83 branches 83 3.39
30 Florida356 branches 356 3.23
31 New Jersey76 branches 76 3.18
32 New York168 branches 168 3.12
33 Washington32 branches 32 3.09
34 Nevada37 branches 37 3.08
35 Minnesota23 branches 23 3.04
36 Colorado50 branches 50 3.00
37 California201 branches 201 2.92

Using this research

Citing these figures

You're welcome to quote or republish any figure on this page. Please credit SEO Backlinks and link to this page so readers can see the full method and rankings.

How to cite

SEO Backlinks, "The best and worst-rated banks in America", data collected October 7, 2026: https://seobacklinks.com/research/best-and-worst-rated-banks/

This study comes from SEO Backlinks, which runs data-led digital PR campaigns built on public data like Google reviews.